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Mike Morrison is Head of platform technical at AJBell

Retirement outcomes

One of the key findings of the FCA’s recent ‘Retirement Outcomes Review: interim report’ was the increased take-up of income drawdown. When considering the history of drawdown it’s significant to remember it was initially also described as ‘annuity deferral’. At the very beginning drawdown was available until age 75 and then an annuity had to...

How the election result could affect the pension and savings world

Sense: “Could you write us a quick article on how the election result could affect the pension and savings world?” No problem I said expecting a clear result and the easy job of linking possible future policy back to the manifesto promises. But things are never that easy! As I write, it is clear there...

Happy birthday to the pension freedoms!

As we enter spring and reach the second birthday of the pension freedoms we can expect a proliferation of stories and analysis on the first two years and how people think it’s all gone. We had some up-to-date figures from HMRC at the end of January and another version from the FCA at the beginning...